Capify Australia

About

AUSvance provides unsecured business loans and Merchant Cash Advances to Australian SMEs that accept card payments, offering quick applications, cash-flow–oriented repayment terms, and dedicated sales and support teams.

Mission

Founded in 2008 and based in Parramatta, AUSvance offers fast, unsecured business loans and Merchant Cash Advances (MCAs) that let SMEs sell a percentage of future EFTPOS transactions. Its MCA product targets businesses that accept credit or debit card payments and provides an alternative to traditional bank loans. The company reports a 95% approval rate and provides individual businesses with up to $150,000 in unsecured funding. AUSvance positions itself as the largest provider of business loans and MCAs in Australia and emphasizes a simple application process and cash‑flow–friendly terms. With an experienced sales, marketing, and customer support team, the firm recently celebrated its five‑year anniversary of a milestone and continues to grow within the SME marketplace. The announcement of an additional credit line underscores continued demand for its alternative financing model.

Quick Facts